Nonsense Thread

[Panici]

Anyone insured with Hagerty?

Yes I am.

E30 and both E36.
I did have the Miata on there as well but since I blew the engine up, there's no point in insuring it for the time being.

Agreed value policies are nice. Although, they won't insure my E30 for what I have in it.
They will cover anything you do to the vehicle, I literally sent them a link to my build thread when they wanted details for the "modified" status policy.
Going from memory, I believe the stipulations on modifications were no full roll cages (roll bars are fine), and no nitrous oxide?


I will say they took decent care of me when my E30 was rear ended. Adjuster came to my house. I was able to take a cheque/payout for the repairs at the value they agreed and handle the whole repair process independent of them. (With the condition that I couldn't go back for more money if the repairs ended up being more expensive. Which I imagine a bodyshop could negotiate with them directly)

I ended up rolling the money into the bodywork and full paintjob after cutting a quarter panel off a local enthusiast's parts car. Think it worked out to them covering about 1/3rd of the total cost of the full respray colour change.

I've used their flatbed roadside towing a couple times without issue.

God forbid you need it, but the ability to have a car legally totaled, get paid out, and then get to keep the car is good piece of mind. Think they call it Cherished Salvage.

I'm wondering what the catch is

You need a "daily driver" insured on a separate policy from another company.

I've asked about occasionally taking a car to work on a nice day, and they asked me approximately how many times a year, and said it's fine.

I imagine there is a yearly mileage limit as well, but I've never run into that problem spreading my driving over so many vehicles :D

[Northern]

Anyone insured with Hagerty?

I'm paying out the ass now with my broker due to the XC90 and LR4, but my most recent renewal notified me that they are going to refuse to insure my e30.

The convenience of the broker/current policy is worth a lot to me - I get 30 days of coverage on new vehicles without notifying them so I can go buy some shitbox on a whim on any given weekend, and everything is via email so I can add/drop vehicles between coverage levels in 30 seconds if I'm not going to drive something for a few months.

That said, according to the Hagerty quote, that convenience is worth $1-2k/year, so I'm wondering what the catch is.
Probably a huge difference US vs CAN, but I'd still like to hear about your experience with them...

[Chilezen]

Ahhh! Beautiful! I love all of these!

Do you have an ND filter? I think the shot from the lake's edge would pop just a little bit more with smoother water.
"Breakthrough Photography" is my preferred brand.

[Reichart12]

What if you add hiking to that equation?

Hmm, I would hope so that one year in the past I've hit that with hiking. Definitely not 2024 haha.

Speaking of hiking, you all are my captive audience so here are some highlights from the three adventures I went on in 2024.
1. Hiking to the summit of Mt St Helens. Just a quick 3.5 mile out and 3.5 mile back. Went on July 4th so still some snow available to use to glissade back down so much less distance to walk coming back. Probably slide a mile worth of distance.





2. Biked Going to the Sun Road in Glacier National Park. The road is closed to cars while the plow the snow away. Couldn't make it the entire way as there was some snow left. But ended up being ~42 mile round trip ride. Downhill was fun, but cold. Maybe MrSleeve will make an appearance and give his take on the reservation system in Glacier nowadays...





3. Quick trip to the North Cascades to look for larches. Why is a yellow needle tree so much fun to see?





Moral of the day, still hike when the weather's questionable. Your photos will be more interesting than just a normal sunny day.

[Chilezen]

I've told myself for many years, I would run 365 miles in a year to average 1 mile a day.

What if you add hiking to that equation?