Nonsense Thread

[MrBurgundy]

I got a couple cars on Hagerty. They can be picky with what they insure, but I got full coverage on my e30 at 35k for 70 bucks a month, which is fine with me. I think my SL is like 240 a year with them for full coverage at 25k.

Very good customer service. You call and someone answers the phone right away. No stupid automated and transferred 10 times bullshit. Def recommend.

If someone wrecks my e30, I'm def replacing it with 2 e30s.

[Northern]

Appreciate the feedback.
Panici you're 100% correct here.

Unfortunately they would only cover the E30, which doesn't help on the cost front because the volvo and LR4 are the heavy hitters. Broker is switching everything from Aviva to Economical, and it's knocked $1k/year off plus a home insurance discount, and they're happy with the e30. If for some reason they change their mind, at least I have an option.

[Northern]

You need a "daily driver" insured on a separate policy from another company.

Ah that was not something made obvious from the quoting process... I'll be calling them later and we'll see.
I've been served a boatload of ads from them recently about how 'we also insure your daily driver' which is why I bothered checking in the first place.

[2mAn]

Anyone insured with Hagerty?

I've had Hagerty for quite some time now and while the rates have been trickling up for a car that rarely gets driven I find the comfort of knowing that its a stated value with no questions asked I am happy. I currently have the 996 and will be adding the E30 anyday now. Both should end up costing me ~$120/month paid on an annual basis

[Panici]

Anyone insured with Hagerty?

Yes I am.

E30 and both E36.
I did have the Miata on there as well but since I blew the engine up, there's no point in insuring it for the time being.

Agreed value policies are nice. Although, they won't insure my E30 for what I have in it.
They will cover anything you do to the vehicle, I literally sent them a link to my build thread when they wanted details for the "modified" status policy.
Going from memory, I believe the stipulations on modifications were no full roll cages (roll bars are fine), and no nitrous oxide?


I will say they took decent care of me when my E30 was rear ended. Adjuster came to my house. I was able to take a cheque/payout for the repairs at the value they agreed and handle the whole repair process independent of them. (With the condition that I couldn't go back for more money if the repairs ended up being more expensive. Which I imagine a bodyshop could negotiate with them directly)

I ended up rolling the money into the bodywork and full paintjob after cutting a quarter panel off a local enthusiast's parts car. Think it worked out to them covering about 1/3rd of the total cost of the full respray colour change.

I've used their flatbed roadside towing a couple times without issue.

God forbid you need it, but the ability to have a car legally totaled, get paid out, and then get to keep the car is good piece of mind. Think they call it Cherished Salvage.

I'm wondering what the catch is

You need a "daily driver" insured on a separate policy from another company.

I've asked about occasionally taking a car to work on a nice day, and they asked me approximately how many times a year, and said it's fine.

I imagine there is a yearly mileage limit as well, but I've never run into that problem spreading my driving over so many vehicles :D