how many of you have full coverage on gods chariot

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  • bmwm42
    R3V OG
    • Nov 2010
    • 6300

    #1

    how many of you have full coverage on gods chariot

    Trying to get a feel of how many people carry full coverage on their most prized possession the e30
    90
    wouldn't have it any other way
    44.44%
    40
    im a cheapass who doesn't value my e30
    43.33%
    39
    rob
    12.22%
    11
    Originally posted by bmwm42
    PNW vulture pm me for parts
    Strategic nw e30 command
  • ELVA164
    R3V Elite
    • Dec 2011
    • 4861

    #2
    Kinda harsh on the poll options, no?
    Interested in vintage cars? Ever thought about racing one? Info, photos, videos, and more can be found at www.michaelsvintageracing.com!

    Elva Courier build thread here!

    Comment

    • bmwm42
      R3V OG
      • Nov 2010
      • 6300

      #3
      Its all in fun just trying to get a general idea it's a private poll. I just about all these story's about people wrecking there e30s in single accidents and they only carried liability......you pour thousands of dollars into your car and you leave it uninsured....doesn't make much sense
      Originally posted by bmwm42
      PNW vulture pm me for parts
      Strategic nw e30 command

      Comment

      • FunfGan
        R3V Elite
        • Jan 2011
        • 4958

        #4
        Originally posted by bmwm42
        Its all in fun just trying to get a general idea it's a private poll. I just about all these story's about people wrecking there e30s in single accidents and they only carried liability......you pour thousands of dollars into your car and you leave it uninsured....doesn't make much sense
        Some of us just have ours modified beyond what insurance would cover.


        For instance, If I had full insurance, and I wrecked my car, the insurance company would not be too happy to see that I had a small block Ford in a car that is supposedly a stock 4cyl car.


        Go here be happy!

        Ratchet Garage e30 V8 build.

        Comment

        • bmwm42
          R3V OG
          • Nov 2010
          • 6300

          #5
          Hagerty insurance?
          Originally posted by bmwm42
          PNW vulture pm me for parts
          Strategic nw e30 command

          Comment

          • Dj Buttchug
            R3V OG
            • Jun 2010
            • 7620

            #6
            i have a modified policy attached to my 318is. it is not full coverage but it does include un insured motorist

            Turbo M42 Build Thread :Here
            Ig:ryno_pzk
            I like the tuna here.
            Originally posted by lambo
            Buttchug. The official poster child of r3v.

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            • word is bond
              E30 Addict
              • Apr 2012
              • 503

              #7
              It's not that I don't value my E30, I just can't get full coverage at a price that makes any sense.
              diamantschwarz 1991 318is

              Comment

              • mkcman17
                R3V OG
                • Jul 2010
                • 8240

                #8
                'Full coverage' isn't a real term, but I carry comp and uninsured PD on my 325 and the 16v. Maximum for UC is 3500 in CA, so if someone hits me I'll either work through their carrier or up to a max 3500 if they have no insurance and keep the clean title to part or fix...e30s total out so easily.

                If I screw up, I've faced the fact I won't get anything.
                1989 325is / 2.7, 274 cam, e30 M3 5-lug
                1989 LN106 Hilux / 3.0TD SFA
                1974 2002tii / stock
                2002 IS300 / 5spd LSD

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                • TurboJake
                  No R3VLimiter
                  • Oct 2010
                  • 3780

                  #9
                  Look at it.

                  Think its worth it? At all? It'd probably be appraised at $tree fiddy. Even though it probably has more hartge, ACS, and other rare bits and bobs than Guten parts has in their shop.


                  Leave Me Transaction Feedback

                  Comment

                  • ForcedFirebird
                    R3V OG
                    • Feb 2007
                    • 8300

                    #10
                    Current car, basic since I got it for a few grand and is a daily beater (nice by a lot of e30 owner standards, though), insurance will pay about what I have into it, and since it's a daily, collectors won't cover it. Previous car had $10k collectors insurance, got wrecked, they paid it out no questions asked - but it was extremely nice, paint job was more than most people will spend on a whole e30, plus it had 80k miles and 100% mint interior - didn't get back what I had in that one :(
                    john@m20guru.com
                    Links:
                    Transaction feedback: Here, here and here. Thanks :D

                    Comment

                    • e30austin
                      I waste 90% of my day here and all I got was this stupid title
                      • Sep 2010
                      • 15382

                      #11
                      Looking into Hagerty before my lachs car even sees the streets. Hopefully I qualify.
                      '70 911s | '72 2002 | '88 M5 | '89 330is | '89 M3 | '95 911 | '02 M5 | '04 RR HSE

                      Comment

                      • eur04lif3
                        Mod Crazy
                        • Jan 2009
                        • 756

                        #12
                        Has anyone here appraised their car?

                        Comment

                        • ajhostetter
                          E30 Fanatic
                          • Apr 2013
                          • 1218

                          #13
                          Originally posted by FunfGan
                          Some of us just have ours modified beyond what insurance would cover.


                          For instance, If I had full insurance, and I wrecked my car, the insurance company would not be too happy to see that I had a small block Ford in a car that is supposedly a stock 4cyl car.
                          That's why I did Hagerty. I think they only insure classics and hot rods, which is what I guess a 318is with an S52 is...FWIW. The car is clean, garaged, and get's driven about 4K/yr.
                          sigpic

                          2014 GTI | 2002 Land Cruiser | 1991 Volvo 745t

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                          • ajhostetter
                            E30 Fanatic
                            • Apr 2013
                            • 1218

                            #14
                            Originally posted by eur04lif3
                            Has anyone here appraised their car?
                            Victor, I haven't, but with the specialty they ask for a few pictures, and it's an agreed upon value. I did mine, and my brother did his 993. I don't know if an appraisal is worth it unless for some reason you could shake it in an adjuster's face and tell him no, your car was not in fact a $1500 heap.
                            sigpic

                            2014 GTI | 2002 Land Cruiser | 1991 Volvo 745t

                            Comment

                            • eur04lif3
                              Mod Crazy
                              • Jan 2009
                              • 756

                              #15
                              Originally posted by ajhostetter
                              That's why I did Hagerty. I think they only insure classics and hot rods, which is what I guess a 318is with an S52 is...FWIW. The car is clean, garaged, and get's driven about 4K/yr.
                              Hargerty doesn't have 1991 318is listed in their Vehicle Valuation database...
                              How did you set it up? What did they value your car at?

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